| Share Account Fees |
| Dormant Share Account Fees (Regular Shares) |
$1.00 per month if balance is less than $25.00 for one (1) year or more. |
| Share Draft Account Fees |
| NSF Fee |
$30.00 per item |
| Courtesy Pay Fee |
$30.00 per transaction |
| Stop Payment Fee |
$4.00 per item if items attempts to clear account |
| Share Draft Printing Fee |
Prices vary depending upon style |
| Copy of Check / Statement Fee |
$1.00 per check / page |
| Other Miscellaneous Fees |
| Filing Fee |
You will be charged a lien filing fee if the credit union takes a security interest in your collateral. The amount of the filing fee will be determined by the amount required by state or local law for the credit union to obtain a lien on your property. The amount of the filing fee will be disclosed on the voucher at the time of the advance. |
| Minimum Payment |
Your minimum loan payment will never be less than $40.00 per month for all subaccounts. |
| Collection Costs |
You promise to pay all costs of collecting the amount you owe under this agreement including reasonable attorney fees not in excess of 15.0% of the unpaid debt after default. |
| Late Charges |
You promise to pay late charges on loan payments over 10 days past due at 10.0% of the amount of interest past due but no more than $15.00 per subaccount. |
